When it comes to buying an engagement ring, money is an issue, even if you want to say that money is no object. You still have to figure out how to pay for that ring, while paying for everything else. However, getting an engagement ring that everyone loves doesn't have to break the bank. 

Look For A Bigger Surface Area

If you can't afford to buy a pricey, multi-karat ring, look for a ring that is shallower but with a larger surface size. A .25 karat diamond that has a very shallow cut but a larger surface area may look bigger than a 1 karat diamond that has a much deeper cut. You will save money and have a more impressive looking ring than you might otherwise be able to get. 

Look For Alternative Purchasing Options

Look at the traditional jewelry store, but don't stop there. Look for all kinds of other options, including online jewelry stores. They often don't have the same overhead, so you may be able to get a better deal. You can also check out sites that offer crafters a a way to reach customers. If you are looking for something unique, the crafter may be able to find the right ring for you. If you want to visit a physical location, then you might want to check out a pawn shop like Desert Jewelry Mart & Coins. You might be surprised at the large variety of engagement rings that they will offer. Pawn shops also generally offer prices that jewelry stores just can't beat. 

Look At Your Own Leisure

The more time you give yourself to look around, the more money you will be able to save. If you are in a rush, you are more likely to buy the very first thing you see, no matter how much it costs. Taking your time can also mean waiting until after you have asked your partner to marry you, and then taking them shopping with you. That will give your partner and you plenty of time to figure out what kind of metals and stone cuts that you each like, and find something that makes you both happy. If you aren't sure what your partner likes, this is probably your best option.

Getting married is a very important step in your life. There are going to be a lot of expenses surrounding your wedding. Buying your engagement ring doesn't have to be one of those expenses.